| Advanta Bank Corp. |
| Allegiance Direct Bank |
| American Bank of Commerce |
| America West Bank |
| American Bank of Commerce |
| American Express Centurion Bank |
| American Investment Bank, N.A. Salt Lake City |
| American Investment Financial |
| Bank of American Fork |
| Bank of Utah |
| Bank One |
| Barnes Banking Company |
| BMW Bank of North America |
| Bonneville Bank |
| Brighton Bank |
| CAPITAL COMMUNITY BANK, INC. |
| Central Bank |
| Chevron Credit Bank, National Association |
| Community First National Bank |
| Escrow Bank USA |
| Far West Bank |
| First Utah Bank |
| Franklin Templeton Bank and Trust, F.S.B. |
| Frontier Bank |
| Heber Valley National Bank |
| Heritage Bank |
| Home Savings Bank |
| Key Bank |
| Lewiston State Bank |
| Liberty Bank, Inc. |
| Merrick Bank |
| Merrill Lynch Bank USA |
| Prime Alliance Bank |
| Providian Bank |
| State Bank of Southern Utah |
| SunFirst Bank |
| The First National Bank of Layton |
| The First National Bank of Morgan |
| The Village Bank |
| Transportation Alliance Bank |
| US Bank |
| Washington Mutual Bank FSB |
| WebBank |
| Western Community Bank |
| Zions First National Bank |